SOAIX — Spirit of America Income Fund
Data updated: 2026-08-28
SOAIX — Spirit of America Income Fund. Long Municipal - National Bond · $40.56M AUM · 1.14% expense ratio. Holdings, fees, performance and SEC filings.
SOAIX Fund Overview
SOAIX — Spirit of America Income Fund is a US mutual fund managed by Spirit Of America Investment Fund INC, categorised as Long Municipal - National Bond. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Spirit Of America Investment Fund INC
- Category: Long Municipal - National Bond
- Assets under management: $40.56M
- 1-year return: -41.2%
- Ticker: SOAIX
- SEC CIK: 0001039667
- SEC series ID: S000024753
- Share class ID: C000073513
SOAIX Holdings
Top 10 holdings of Spirit of America Income Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Tobacco Settlement Financing Corp. (va) | 9.54% |
| Kansas City Mo Spl Oblig | 5.65% |
| Health Care Authority For Baptist Health | 4.70% |
| Metlife, Inc. | 4.32% |
| Georgia Municipal Electric Authority (ga) | 3.68% |
| Metlife, Inc. | 3.20% |
| Cuyahoga (oh), County Of | 2.81% |
| Virgin Islands Water & Power Authority | 2.65% |
| Pittsburgh & Allegheny County (pa) | 2.64% |
| Peco Energy Capital Trust Iv | 2.44% |
SOAIX Portfolio Allocation
Asset-class allocation of Spirit of America Income Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Fixed Income | 72.3% |
| Equity | 29.3% |
| Securitized | 0.1% |
SOAIX Performance
Total returns for SOAIX (as of 2026-09-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -24.3% |
| 1 year | -41.2% |
| 3 years (annualised) | -41.2% |
| 5 years (annualised) | -43.4% |
SOAIX Risk Information
Risk metrics for SOAIX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 3.7%
SOAIX Costs and Fees
SOAIX costs about $114 per $10,000 invested per year in fund expenses.
- Net expense ratio: 1.14%
- Gross expense ratio: 1.34%
- Portfolio turnover: 0%
- Brokerage commissions: 0.24 bps of average net assets (SEC N-CEN)
SOAIX Cashflows
Over the 12 months to 2026-06, Spirit of America Income Fund had net outflows of $15.96M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | −$1.80M |
| 2026-05 | −$624.88K |
| 2026-04 | −$157.96K |
| 2026-03 | −$1.24M |
| 2026-02 | −$742.27K |
| 2026-01 | −$1.47M |
SOAIX Debt Constituents
Largest debt holdings of Spirit of America Income Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Debt holding | % of net assets |
|---|---|
| Tobacco Settlement Financing Corp. (va) | 9.54% |
| Kansas City Mo Spl Oblig | 5.65% |
| Health Care Authority For Baptist Health | 4.70% |
| Metlife, Inc. | 4.32% |
| Georgia Municipal Electric Authority (ga) | 3.68% |
| Metlife, Inc. | 3.20% |
| Cuyahoga (oh), County Of | 2.81% |
| Virgin Islands Water & Power Authority | 2.65% |
| Pittsburgh & Allegheny County (pa) | 2.64% |
| Peco Energy Capital Trust Iv | 2.44% |
SOAIX Prospectus and SEC Filings
Official Spirit of America Income Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2026-04-28
- Prospectus (485BPOS) — filed 2025-04-29
- Prospectus (485BPOS) — filed 2024-04-29
- Portfolio holdings (N-PORT) — filed 2026-08-28
- Portfolio holdings (N-PORT) — filed 2026-05-28
- Portfolio holdings (N-PORT) — filed 2026-02-27
- Annual census (N-CEN) — filed 2026-03-12
- Annual census (N-CEN) — filed 2025-03-12
Related Funds
Other Long Municipal - National Bond funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.