FTRAX — Franklin LifeSmart Retirement Income Fund
Data updated: 2026-05-27
FTRAX — Franklin LifeSmart Retirement Income Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. United States Blend / Core Equity · $43.12M AUM · 0.67% expense ratio · 8.6% 1-yr return. From SEC regulatory filings.
FTRAX Fund Overview
FTRAX — Franklin LifeSmart Retirement Income Fund is a US mutual fund managed by Franklin Fund Allocator Series, categorised as United States Blend / Core Equity. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Franklin Fund Allocator Series
- Category: United States Blend / Core Equity
- Assets under management: $43.12M
- 1-year return: 8.6%
- Ticker: FTRAX
- SEC CIK: 0001022804
- SEC series ID: S000012937
- Share class ID: C000034925
FTRAX Holdings
Top 10 holdings of Franklin LifeSmart Retirement Income Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Franklin U.S. Core Bond ETF | 19.49% |
| BrandywineGLOBAL High Yield Fund | 9.87% |
| Franklin U.S. Treasury Bond ETF | 8.73% |
| Franklin Investment Grade Corporate ETF | 7.74% |
| Franklin High Yield Corporate ETF | 7.70% |
| Franklin International Core Dividend Tilt Index ETF | 7.61% |
| ClearBridge Tactical Dividend Income Fund | 7.59% |
| JPMorgan Equity Premium Income ETF | 7.48% |
| UBS AG into S&P 500 Index | 5.46% |
| Franklin U.S. Core Equity (IU) Fund | 5.17% |
FTRAX Portfolio Allocation
Asset-class allocation of Franklin LifeSmart Retirement Income Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 97.6% |
| Cash & Equivalents | 2.3% |
FTRAX Performance
Total returns for FTRAX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -0.4% |
| 1 year | 8.6% |
| 3 years (annualised) | 8.4% |
| 5 years (annualised) | 4.2% |
FTRAX Risk Information
Risk metrics for FTRAX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 5.3%
FTRAX Costs and Fees
FTRAX costs about $67 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.67%
- Gross expense ratio: 1.36%
- Portfolio turnover: 33%
- Brokerage commissions: 3.34 bps of average net assets (SEC N-CEN)
FTRAX Cashflows
Over the 12 months to 2026-03, Franklin LifeSmart Retirement Income Fund had net outflows of $3.73M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | −$165.67K |
| 2026-02 | −$604.66K |
| 2026-01 | −$115.12K |
| 2025-12 | $217.12K |
| 2025-11 | −$1.34M |
| 2025-10 | −$364.61K |
FTRAX Debt Constituents
No individual debt constituents are reported in Franklin LifeSmart Retirement Income Fund's latest SEC N-PORT filing.
FTRAX Prospectus and SEC Filings
Official Franklin LifeSmart Retirement Income Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other United States Blend / Core Equity funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.