Retirement Income Fund
Data updated: 2026-08-27
C000047651 — Retirement Income Fund. United States Multi-Cap / All-Cap Blend / Core Equity · $298.14M AUM. Holdings, fees, performance and SEC filings.
C000047651 Fund Overview
Retirement Income Fund is a US mutual fund managed by Mutual Of America Investment CORP, categorised as United States Multi-Cap / All-Cap Blend / Core Equity. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Mutual Of America Investment CORP
- Category: United States Multi-Cap / All-Cap Blend / Core Equity
- Assets under management: $298.14M
- 1-year return: 9.0%
- SEC CIK: 0000795259
- SEC series ID: S000017196
- Share class ID: C000047651
C000047651 Investment Objective and Strategy
Retirement Income Fund describes its objective and strategy as follows, from its latest prospectus filed with the SEC by Mutual Of America Investment CORP.
Investment objective
The Fund seeks to achieve current income consistent with the preservation of capital and, to a lesser extent, capital appreciation.
Principal investment strategy
The Fund invests in shares of other series of the MoA Funds in proportions that the Adviser selects to seek to meet the objective of the Fund. The Fund generally invests a significantly greater proportion of its assets in shares of fixed income MoA Funds than in equity MoA Funds. As of December 31, 2025, the Funds asset allocation among the underlying funds was Fixed Income: 70% and Equity: 30%.
C000047651 Holdings
Top 10 holdings of Retirement Income Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| MoA Funds Corp | 33.50% |
| MoA Funds Corp | 23.99% |
| MoA Funds Corp | 18.08% |
| MoA Funds Corp | 5.79% |
| Moa Funds Corp. | 5.69% |
| MoA Funds Corp | 4.60% |
| MoA Funds Corp | 4.25% |
| MoA Funds Corp | 2.08% |
| MoA Funds Corp | 2.02% |
| Dreyfus Treasury Securities Cash Management | 0.00% |
C000047651 Portfolio Allocation
Asset-class allocation of Retirement Income Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 94.3% |
| Cash & Equivalents | 5.7% |
C000047651 Performance
Total returns for C000047651 (as of 2026-10-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 3.7% |
| 1 year | 9.0% |
| 3 years (annualised) | 8.7% |
| 5 years (annualised) | 4.3% |
C000047651 Risk Information
Risk metrics for C000047651, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 4.8%
C000047651 Costs and Fees
C000047651 costs about $53 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.53%
- Gross expense ratio: 0.53%
- Portfolio turnover: 19%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
C000047651 Cashflows
Over the 12 months to 2026-06, Retirement Income Fund had net outflows of $17.31M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | $2.29M |
| 2026-05 | −$4.06M |
| 2026-04 | $1.84M |
| 2026-03 | −$1.54M |
| 2026-02 | −$2.99M |
| 2026-01 | −$1.95M |
C000047651 Debt Constituents
No individual debt constituents are reported in Retirement Income Fund's latest SEC N-PORT filing.
C000047651 Prospectus and SEC Filings
Official Retirement Income Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2026-04-28
- Prospectus (485BPOS) — filed 2025-04-29
- Prospectus supplement (497) — filed 2026-01-07
- Portfolio holdings (N-PORT) — filed 2026-08-27
- Portfolio holdings (N-PORT) — filed 2026-05-21
- Portfolio holdings (N-PORT) — filed 2026-02-23
- Annual census (N-CEN) — filed 2026-03-12
- Annual census (N-CEN) — filed 2025-02-28
Related Funds
Other United States Multi-Cap / All-Cap Blend / Core Equity funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.